Annuities should be considered long-term investments. If you take your money out early, you could be subject to income taxes and an additional 10-percent tax. In addition, withdrawals on tax-qualified contracts may be restricted by the IRS. You should consult with your tax advisor regarding any tax-favored products.
This information for variable annuity products must be preceded or accompanied by the current prospectuses. You can view prospectuses by clicking the link above, or receive them from your Horace Mann representative or by calling toll-free 800-999-1030. You should read the contract prospectus and the underlying investment option prospectuses carefully and consider the investment objectives, risks and charges and expenses carefully before you invest or send money.
The prospectuses will provide complete information about Horace Mann's variable annuity contracts, Horace Mann Life Insurance Company and the underlying investment options. Horace Mann Life Insurance Company underwrites these variable annuity contracts, which are offered by Horace Mann Investors, Inc., member FINRA. Horace Mann Investors, Inc. is located at #1 Horace Mann Plaza, Springfield, IL 62715.